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Private Financing for Real Estate Investors 2019-05-03T22:14:10+00:00

DESIGNED WITH REAL ESTATE INVESTORS IN MIND! 

Aloha Capital was created by real estate investors, for real estate investors. 

We offer fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds, or Turnkey Investments, we understand your business and are here to help you succeed and grow!

We offer short-term acquisition, bridge, refinance, construction and ground-up loans across single & multi-family residential as well as mixed-use & commercial properties. We also provide long-term rental property financing on individual or portfolios of 1-4 unit residential properties.

#REIMADEEASY

 COMPETITIVE

RATES

Starting at 7.99% (5.75% long term)!

We succeed by delivering the best financing solution to our clients.

MAXIMIZE

ROI

Do more deals!

 Finance up to 90% of purchase and 100% construction.

RELIABLE &

EFFICIENT

Get funded on time, every time!

Invest with confidence that you will close the deal.

RESIDENTIAL SHORT TERM LOANS

FIX | FLIP

Short-Term Loan for the Purchase and Rehab of Single-Family Properties (1-4 Units), Condos or Townhouses

STARTING AT 7.99%

LTV
: 90% of Purchase + 100% of Construction
LTARV: Up to 75%
Term: 9 to 24 months
Fees: 2% Pts | $995 Doc Fee
Valuation: AIV + ARV Appraisal
Other: Interest on Disbursed Principal Available

BUY | REFI

Short-Term Loan for the Purchase or Refinance of Single-Family Properties (1-4 Units), Condos or Townhouses

STARTING AT 8.49%

LTV
: up to 80% of Purchase
Cash Out: Available
Term: 12 to 24 months
Fees: 2% Pts | $995 Doc Fee
Valuation: As-Is Appraisal or BPO
Other: No Pre-Payment Penalty. Move to Rental Loan at reduced Origination Fee.

DEVELOP

Short-Term Loan for Ground Up Development of Single-Family Properties (1-4 Units), Condos or Townhouses

STARTING AT 7.99%

LTV/LTC
: 70% of Purchase + 85% of Cost
LTARV: Up to 70%
Term: 12 to 24 months
Fees: 2% Pts | $1999 Doc Fee
Requirements: 2 Appraisals, Feasibility Study, Phase I

FLEX LOC

Flexible Line of Credit for Experienced Turnkey Operators & Wholesalers that need to close quickly

STARTING AT 11%

LTV
: 90% of Purchase + 100% of Construction
LTARV: Up to 75%
Term: 6 Months
Fees: 3% Pts |$500 Doc Fee
Valuation: No Valuation
Other: Move to Bridge or Rental at reduced Origination Fee

RESIDENTIAL RENTAL LOANS

RENTAL 2+1

Medium-Term Rental Property Loan for Single Family (1-4 Units), Condos or Townhouses

STARTING AT 7.99%

LTV
: Up to 75%
Term: 2 Years + 1 Year extension
Amortization: Interest Only
Fees: 1.5% Origination Fee | $1250 Doc Fee
Valuation: As-Is Appraisal
Pre-Payment Penalty: 6 Months
Requirements: 640 FICO + 125% Debt Coverage

RENTAL 30

Long-Term Rental Property Loan for Single Family (1-4 Units), Condos or Townhouses

STARTING AT 4.85%

LTV
: Up to 75%
Term: 3/1, 5/1, 7/1, 15 or 30 Years
Amortization: Various amortization schedules
Fees: 1.5% Origination Fee | $1250 Doc Fee
Valuation: As-Is Appraisal
Pre-Payment Penalty: 0-36 Months
Requirements: 600 FICO + 100% Debt Coverage

MULTIFAMILY & COMMERCIAL SHORT TERM LOANS

MULTIFAMILY

Short-Term Loan for the Purchase, Rehab, Stabilization or Refinance of Multifamily Properties (5+ Units)

STARTING AT 8.99%

LTV
: Max 80% of Purchase + 100% of Construction
LTARV: Up to 70%
Term: 9 to 24 months
Fees: 2% Origination Fee | $995 Doc Fee
Valuation: Narrative Appraisal w/ Income & Sales Approach
Other: Interest on Disbursed Principal Available

COMMERCIAL

Short-Term Loan for the Purchase, Rehab, Stabilization or Refinance of Commercial Properties (Mixed Use, Office, Retail, Medical, Light Industrial)

STARTING AT 8.99%

LTV
: Max 80% of Purchase + 100% of Construction
LTARV: Up to 70%
Term: 9 to 24 months
Fees: 2% Origination Fee | $1500 Doc Fee
Valuation: Narrative Appraisal w/ Income & Sales Approach
Other: Interest on Disbursed Principal Available

DEVELOP+

Short-Term Loan for Ground Up Development of of Commercial Properties (Mixed Use, Office, Retail, Medical, Light Industrial)

STARTING AT 9.99%

LTV
: Max 80% of Purchase + 100% of Construction
LTARV: Up to 70%
Term: 9 to 24 months
Fees: 2% Origination Fee | $1500 Doc Fee
Valuation: Narrative Appraisal w/ Income & Sales Approach
Other: Interest on Disbursed Principal Available

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WHERE WE LEND

We currently provide hard money loans in Colorado, Minnesota, Kansas, Missouri, Oklahoma, Illinois, Indiana, Ohio, Virginia, North Carolina, Georgia, Florida, Maryland, and Washington D.C. 

If you are in a state we do not currently serve, please contact us to discuss. We are willing to expand into new states for borrowers looking for a financing partnership.  

HOW IT WORKS

PROFIT CALCULATOR

PROFIT CALCULATOR

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